Savings and CDs

Rates are effective 10/30/13 and may change without notice


APY: Annual Percentage Yield

Share Certificates Min. Deposit Dividend APY*
6 months $ 500 0.25 0.25
9 months $1000 0.30 0.30
12 months $1000 0.40 0.40
18 months $1000 0.45

0.45

24 months $1000 0.70

0.70

36 months $1000 1.00

1.00

     

 

 

Dividends are paid monthly. Penalty for early withdrawal*. Subject to availability.

Enhanced Shares (Money Market) Dividend APY*
$100,000 + 0.35 0.35
$75,000 - $99,999 0.30 0.30
$25,000-$74,999 0.25 0.25
$2,500-$24,999 0.20 0.20
Less Than $2,500 0.20 0.20

 

. Dividend paid monthly on the average daily balance
. Rates may change without notice after the account is opened.
. One free withdrawal per month. Fees could reduce earnings on the account

Regular Savings Accounts Dividend APY*
• Dividend paid monthly on the average daily balance 0.20 0.20
• $25 minimum deposit required for membership    
• Rate may change after the account is opened    

 


IRA Rates


IRA Certificates Min. Deposit Dividend APY*
6 months $ 500 0.25 0.25
12 months $1000 0.40 0.40

We are not currently offering 24 and 36 month certificates to new deposits.

 

 

Dividends are paid monthly. Penalty for early withdrawal. Subject to availability. Please contact an IRA Representative or call 309.451.8400 to make an appointment.

 

IRA Savings Dividend APY*
• Dividend paid monthly on the average daily balance 0.20 0.20
• Rate may change after the account is opened    

*Annual percentage yield is represented by the heading APY


Member accounts are insured up to $250,000 by the National Credit Union Share Insurance Fund, an arm of the National Credit Union Administration. NCUA is an independent agency of the United States Government.


*Early withdrawal penalty on all CDs is 1% of amount withdrawn per year of the original CD term.