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Home Loans

Fixed-Rate Mortgage Loans  

Fixed-Rate terms up to 30 years. 




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Home Equity Line of Credit

Percent of Equity/td> Variable Rate Initial Rate  
80% Prime +0% 2.75%* thru 01/01/2014
90% Prime +1% 3.25%* thru 01/01/2014

Introductory rate guaranteed through January 1st, 2014. $3,000 minimum advance required. Rate adjusts semi-annually after introductory period. 80%, 90% & 100% loans have a minimum rate of 5.5%. Other terms apply. Contact us for details. 20 year term. 10 year draw period. Length of ownership restrictions may apply. Effective 11/1/2011 *Annual Pecentage Rate.

Fixed Rate Second Mortgage Loans

80% 5.00%*
90% 5.75%*

up to 20 year term, one time draw, other terms apply. *Annual Percentage Rate.

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